Are banks open on December 26?
Updated August 22, 2026 · this page carries the 2026 and 2027 dates.
Banks · December 26
Varies
It depends on the weekday — December 26 isn't a Federal Reserve holiday, so banks keep whatever hours that day of the week normally has.
December 26 appears nowhere on the Federal Reserve holiday schedule, so the date itself never closes a bank. The weekday decides it: Monday through Friday branches keep regular hours and payments settle, on a Saturday you get whatever Saturday hours your branch keeps, and on a Sunday nearly every lobby is shut. December 26 is a Saturday in 2026 and a Sunday in 2027.
One rule can still close banks on the 26th. When Christmas Day falls on a Sunday, the Fed observes the holiday on Monday December 26 — that Monday is a bank holiday and branches close. Christmas Day's own page carries the observed dates. Hours vary by bank either way, so confirm with your branch before an errand that can't wait.
| Holiday | Date | Status |
|---|---|---|
| Christmas Day | Friday, December 25, 2026 | Closed |
| Christmas Day | Saturday, December 25, 2027 | Closed Branches that keep Saturday hours are closed for the holiday too. |
Will banks be closed on December 24 and 26?
Neither date is a Federal Reserve holiday, so neither one closes banks by itself. December 24 is a business day — deposits post and wires move, though many branches close early and the hours vary by bank. December 26 follows whatever weekday it lands on. The exception comes from Christmas itself: when December 25 falls on a Sunday, the Fed observes the holiday on Monday December 26, and banks are closed that day.
What else on December 26?
| Who | Status | Source |
|---|---|---|
| Mail & the Post Office | Varies It depends on the weekday — December 26 isn't a postal holiday, so mail runs whenever it falls Monday through Saturday, and there's no regular delivery when it lands on a Sunday. | USPS holiday schedule Checked August 2026 |
| The Stock Market | Varies It depends on the weekday — December 26 isn't an exchange holiday, so the market trades a full session whenever it's a weekday, and there's no session at all when it falls on a weekend. | NYSE holiday calendar Checked August 2026 |
| UPS | Varies December 26 isn't a UPS holiday — pickup and delivery run on whatever schedule that weekday normally carries. | UPS holiday schedule Checked August 2026 |
| FedEx | Varies December 26 isn't a FedEx holiday — service follows the normal schedule for whatever weekday it lands on. | FedEx holiday service schedule Checked August 2026 |
| Federal Offices | Varies It depends on the weekday — December 26 isn't one of the eleven federal holidays, so offices are open when it falls on a workday. | OPM federal holiday schedule Checked August 2026 |
| Trash Pickup | Varies It depends on your city — December 26 is where the post-Christmas slide usually lands, and whether your route moves depends on how your hauler handles the holiday. | your city or hauler's holiday schedule Checked August 2026 |
| Schools | Closed No — December 26 sits inside winter break in nearly every district. | your school district's calendar Checked August 2026 |
Questions people ask
Do deposits post on December 26?
On a business day, yes — the Federal Reserve's payment systems settle normally, subject to your bank's own cutoff time. On a weekend, or on a Monday December 26 that stands in for a Sunday Christmas, they post on the next business day.
Checked against the Federal Reserve holiday schedule, verified August 2026. When a schedule for a new year has not been published yet, this page says so — it never guesses.