What's open and closed on December 26?
Updated August 22, 2026 · this page carries the 2026 and 2027 dates.
December 26 is not a holiday for anything on this list. It carries no closure of its own on the Federal Reserve, NYSE, SIFMA, USPS, or OPM schedules — which means the honest answer to "what's open on December 26" is decided by the weekday it happens to fall on, and by one rule about Christmas. December 26 is a Saturday in 2026 and a Sunday in 2027.
The rule is this: when Christmas Day falls on a Sunday, the observed holiday moves to Monday December 26 — banks, federal offices, the markets, and the mail all close that Monday. When Christmas falls on a Saturday, the shift goes the other way, to Friday December 24, and December 26 is an ordinary weekend day. Every other year, a weekday December 26 is a normal working day: banks open, markets trading a full session with no early close, mail delivered, federal offices at work. The one thing that genuinely changes is volume — returns make it one of the heaviest delivery days of the year — and trash collection, where a post-Christmas slide often lands on the 26th.
| Year | Falls on | Observed |
|---|---|---|
| 2026 | Saturday, December 26, 2026 | Same day |
| 2027 | Sunday, December 26, 2027 | Same day |
| Who | Status | Source |
|---|---|---|
| Banks | Open on a weekday — December 26 isn't a Federal Reserve holiday, so payments settle normally; weekend hours apply when it falls on a Saturday or Sunday, and hours vary by bank. | Federal Reserve holiday schedule Checked August 2026 |
| Mail & the Post Office | Delivering — not a postal holiday, and one of the year's heaviest days for returns; there's no regular delivery only when December 26 falls on a Sunday. | USPS holiday schedule Checked August 2026 |
| The Stock Market | Open on a weekday — a full 9:30am to 4pm ET session with no early close; the shortened session that week is Christmas Eve, at 1pm ET. | NYSE holiday calendar Checked August 2026 |
| The Bond Market | Open on a weekday — SIFMA's recommended schedule lists no closure and no early close on December 26; its December early closes are Christmas Eve and New Year's Eve, both 2pm ET. | SIFMA recommended holiday schedule Checked August 2026 |
| UPS | Running — December 26 isn't a UPS holiday; weekday service is full, Saturday service runs in many areas, and Sunday isn't a regular service day. | UPS holiday schedule Checked August 2026 |
| FedEx | Running — not a FedEx holiday; weekday service is full, Home Delivery runs most Saturdays, and Sunday isn't a regular service day for most of the network. | FedEx holiday service schedule Checked August 2026 |
| Federal Offices | Open on a weekday — December 26 isn't one of the eleven federal holidays, so it's a regular workday unless a Sunday Christmas moves the holiday onto it. | OPM federal holiday schedule Checked August 2026 |
| Trash Pickup | Depends on your city — this is where a post-Christmas slide usually lands, and Saturday routes don't exist everywhere; your hauler's December notice settles it. | your city or hauler's holiday schedule Checked August 2026 |
| Schools | Closed — December 26 sits inside winter break in nearly every district. | your school district's calendar Checked August 2026 |
Questions people ask
Is December 26 a federal holiday?
No. OPM's list has eleven holidays and Christmas Day is the December one; the 26th isn't on it. The single exception is a Sunday Christmas, which OPM's weekend rule observes on Monday December 26 — that Monday is a paid federal holiday and offices close.
Are banks open the day after Christmas?
On a weekday, yes — December 26 isn't on the Federal Reserve holiday schedule, so branches keep regular hours and deposits post. On a Saturday you get whatever Saturday hours your branch keeps, on a Sunday almost nothing is open, and hours vary by bank, so confirm with your branch.
Does the stock market trade on December 26?
Yes when it's a weekday, and for the full session — the NYSE calendar has no closure and no early close on the 26th. In 2026 it falls on a Saturday and in 2027 on a Sunday, so neither year has a session on it.