What's open and closed on Veterans Day?

Veterans Day, November 11, is the other day of the year when the two markets part ways. The stock market trades a full 9:30am to 4pm ET session while the bond market is closed on SIFMA's recommendation — and most banks, the post office, and every federal office are closed. Both carriers work: UPS runs normal pickup and delivery, and FedEx delivers on a modified schedule. Most cities collect trash as usual, and school districts land on both sides of the day.

Because November 11 is a fixed date rather than a Monday holiday, it usually lands mid-week, and the effect stops at that one day — nothing shifts before or after it. When it does fall on a weekend, federal offices move the day off, back to Friday for a Saturday holiday and forward to Monday for a Sunday one, while the exchanges simply keep normal hours on the weekdays around it. Nearly every state DMV closes for Veterans Day; your state's page here has its full list.

Veterans Day — dates
YearFalls onObserved
2026 Wednesday, November 11, 2026 Same day
2027 Thursday, November 11, 2027 Same day
Veterans Day, at a glance
WhoStatus
Banks Closed at most branches — Veterans Day is on the Federal Reserve calendar, and while a few banks choose to stay open, closure is the strong norm.
Mail & the Post Office Closed — no delivery, no window service, no collection pickups; PO Box lobbies may be unlocked, but no new mail is put up.
The Stock Market Open — a full 9:30am to 4pm ET session, one of only two days a year when stocks trade while most banks are closed.
The Bond Market Closed — SIFMA's recommended schedule closes it while stocks trade, the same split that shows up on Columbus Day.
Federal Offices Closed — VA regional benefit offices close with Social Security, the IRS, and passport agencies, while VA medical centers provide emergency care as always.
UPS Open — normal pickup and delivery, with Ground Saver and Mail Innovations taking one extra day because the post office is closed.
FedEx Delivering on a modified schedule — deliveries run and transit times hold, while on-call and drop-box pickups go early in some areas.
Schools Varies by district — many hold class and mark the day with assemblies, and many close; neither is unusual.
Trash Pickup Varies by city — most crews run normal routes on Veterans Day, and where a midweek holiday is observed, only the days from the holiday onward move.

Questions people ask

Is the stock market open on Veterans Day?

Yes — a full session, 9:30am to 4pm ET. The bond market is closed on SIFMA's recommendation and most banks are closed on the Federal Reserve's, so trading works as usual but a transfer from your bank posts on the next business day.

Are VA hospitals closed on Veterans Day?

No — VA medical centers provide emergency care every day of the year. What closes is the paperwork side: VA regional benefit offices, along with Social Security, IRS assistance centers, and passport agencies.

The post office is closed — does that mean trash pickup is too?

Not necessarily. Mail and federal offices follow the federal calendar; collection is set by your city or hauler, and most run normal routes on Veterans Day.